Product Detail


Commercial Property Loan is a mortgage loan on commercial real estate.  As a business owner, why not purchase your property instead of lease it?  Owning the building could be the business owner’s best exit plan or retirement plan. 

If you are considering a purchase or construction of commercial real estate, we can offer you up to 90% financing whether it’s owner/user or strictly an investment. We have access to rapid financing program that suits your business needs, with longer-term loans. you’ll be surprised at how easy owning commercial real estate can be.

Every business has five major components necessary to operate. These are personnel, equipment, housing, products and services, and last but most vital, is capital. It takes capital to get the other four. Business owners often fear banks and commercial finance companies. This fear has its foundation in a lack of lender knowledge.

Whether you’re looking to rebalance your portfolio, generate returns or simply exit a loan, our experience and reputation as a reliable counterparty might be just what you’re looking for.

Our lending partners help fund performing and sub-performing commercial loans either singularly or in pools. Our team will consider all situations from re-performing loans, to ‘document light’ credit files, to matured loans, and even loans to companies in bankruptcy.

AlignChance Financial Consultant we know the ways of these lenders and have the contacts to secure financing for virtually any type of business needs.

Most business owners, put all of their money back into their business. Over the years we have recommended our clients purchase their building. Few of our clients that did go ahead and purchase their building sold the business just a few years later but kept the building.  With a great turnaround, they rented the building to the new owner. This strategy provided our client with a great retirement.

We had another client that we suggested that he buy his buildings, and he chose not to purchase his building. The recent economic downturn decimated his business. He is spending his retirement years working full-time.


For non-owner-occupied real estate investments

AlignChance Financial offers to finance for acquisition, development, and construction loans for builders and developers.
  • Up to 85% of Project Cost – land & development
  • 12-24 Month Term – Interest Only
  • Up to 75% Loan to Purchase, 100% development cost not to exceed 75% ARV
  • Loans from $100K to $12M
  • Nationwide Footprint
  • Negotiable release prices on multi-asset projects
  • Fast approvals and funding since we are not a bank
  • Minimum Experience – 2 + deals completed



Multi Family  - SFR  - Townhomes, Commercial Property


We are partnered with the top commercial real estate provider. We make sure that all your real estate deals are closed in a very swift and smooth sailing.  Cutting through the red tape in the financial lending arena,  we are consistently providing available financing for small and medium businesses. 

Bridge Loans Tailored to Meet Your Needs.

  • Loan amounts between $1M-$20M
  • Origination fee starting at 1.5 %
  • Interest-only amortization
  • Time of essence issues
  • Partnership Buyouts
  • Distressed or Transitional borrowers (credit or liquidity issues, bankruptcy)
  • Bridge the seasoning gap for the agency or CMBS takeouts
  • Terms up to 80 LTV


Fix and Flip Loans

For non-owner-occupied real estate investments

Funding in any city, or state. 

Up to 90% of Purchase and 100% of Rehab or 75% ARV

No prepayment penalties, you ONLY pay for what you use.

No junk fees or Application fee

Collateral-based loans, up to 90% of the acquisition and 100% of the renovation cost, Closing within 5+ days, Not Credit Sensitive, Commitment In 24 Hours. 

Refinancing Airbnb properties!


  • Up to 85% for Purchase and Rate & Term Refinances
  • Up to 75% for Cash-Out Refinances


Generally urban or suburban locations in primary, secondary, or tertiary markets.


  • 1-4 unit attached/detached properties
  • PUDs
  • Condominiums


  • 30 year fixed
  • 5, 7, 10-year hybrid
  • 30 Year amortization


  • $100,000 to $3,000,000


Because AlignChance Financial is nationwide financing. we will help you secure the best financing products for your real estate needs. If you should decide to purchase a piece of real estate. you are never limited to your financing needs.

The deregulation of the banking industry has made new choices available that never existed before. One of these is the availability of money through non-traditional lending sources. The types of business loans vary to your specific business needs.


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