Self-directed lending allows qualified individuals to deploy their own capital into structured lending opportunities, with defined terms and a focus on alignment rather than speculation.

What This Means

Self-directed lending typically involves:

• Investing personal capital through debt-based structures
• Defined durations and contractual repayment terms
• Capital deployed in support of real economic activity

Unlike traditional market-based investments, lending focuses on structure and discipline rather than market timing.

Why Investors Consider Lending

Some investors incorporate lending as part of a broader strategy because it may offer:

• Greater visibility into how capital is used
• Priority positioning relative to equity
• A defined investment horizon

Outcomes depend on structure, borrower performance, and overall risk profile.

AlignChance Financial’s Role

AlignChance Financial provides education, evaluation, and strategic guidance related to lending structures. We focus on clarity, alignment, and informed decision-making rather than promotion or product sales.

Who This May Be Suitable For

This approach may be appropriate for:

• Self-directed individuals
• Business owners deploying personal capital
• Investors focused on disciplined, long-term planning

It is not intended for short-term trading or speculative strategies.

Intentional capital deployment begins with understanding—not assumptions.

See whether this approach aligns with your objectives