If your business has cash flow and working capital needs, asset-based financing may be the solution for you. These solutions are often not met by traditional banks. Asset-based financing options are customized to meet the individual needs of each company. This type of financing gets you money fast and works like a line of credit based upon your company’s eligible assets. The typical assets may be accounts receivable, purchase orders, inventory, equipment or machinery. A AlignChance Financial, consultant knows the ways of these lenders and has the contacts to secure financing for virtually any type of business.
Asset-based financing can be very cost-effective for companies. Whether the company’s needs are short or long-term, asset-based financing is, by its very nature more flexible than other methods of financing. As your needs change, it can change with you by increasing or decreasing. Asset-based financing can help companies out of a tight cash flow problem to grow their business, recapitalize, fund payroll, buy down other debts, buy out other shareholders, pay suppliers early to take advantage of supplier discounts, or fund a big order that the company otherwise did not have the cash to fund. The other good news is that the current owners do not have to give up equity in the company with this type of financing.
If you are considering a purchase or construction of the commercial real estate, we can offer you up to 90% financing whether it’s owner/user or strictly an investment. We have access to some of the most aggressive programs in the industry and with loan terms, of up to 25 years, you’ll be surprised at how easy owning commercial real estate can be. Your best opportunity to obtain financing may be the assistance offered by an AlignChance Financial Consultant. Through our network, we have provided capital for hundreds of businesses nationwide.
AlignChance Financial can help you determine the right transaction for your business. These experts will guide you through the transaction every step of the way. Whether it is a restaurant, retail or service-related business, a Business Finance Consultant can help you achieve the dream of asset-based financing with a quick approval rate.
Integrity & Innovative Solutions
The various types of collateral used in asset-based lending are never limited. Asset-based loans are easier and quicker to obtain. Such loans generally include fewer covenants; and. Asset-based loans generally come with a lower interest rate compared to other funding options.t
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