💼 Investing in Business growth. Earning with Purpose.

Overview for Investors

The Start-Up Financing Loan Fund is a purpose-driven investment vehicle that provides short- to medium-term loans to businesses, while offering investors the opportunity to earn stable, risk-mitigated returns with real economic and social impact.

💡 Why Invest in Start-Up Loans?

Start-ups business is the backbone of modern economies. But many promising ventures struggle to access funding due to high-interest rates, lack of collateral, or bank limitations. Our Loan Fund fills that gap—offering growth-stage entrepreneurs’ affordable capital, and gives investors a direct path to:

• Attractive fixed income returns
• Diversified exposure to early-stage markets
• Social and economic impact through job creation and innovation

FUND FACTS

Class Size (Millions) $48,832.8 M

Unit Class launch date

33 Months Claim

Regular Dividends: Any time After Maturity

Price per Units:  $10.39

Minimum Investments: $5,000

Monthly Top Up Yes

Size of Fund (Millions)

Asset Class: $97,865.9 M

Capital Gains Paid: After Maturity

Open to new Investors: Yes

Funds Continuation: Yes

Fess: None for Now

Fund Number           0*6308.01. DA25

📈 Investor Benefits

🔒 Secured & Structured Returns

• Annual ROI: 8% to 10.5%, depending on loan duration and risk tier
• Loan terms: 6 to 36 months, with structured repayment schedules
• Options for monthly, quarterly, or end-of-term payouts  Now

📊 Portfolio Diversification

• Access vetted start-up borrowers across multiple sectors and regions
• Spread capital across multiple loans to mitigate concentration risk
• Exposure to revenue-generating industries with high growth potential, including clean technology, healthcare, fintech, education, and consumer products.

💼 Passive Investment with Expert Oversight

• Our in-house analyst’s vet and monitor every borrower
• Legal, compliance, and loan servicing are fully managed
• Regular performance reports and transparency dashboards

🔍 Fund Structure

• Minimum Investment: $5,000
• Loan Sizes Issued: $10,000 to $250,000 per loan request.
• Repayment Type: Interest-only, balloon, or amortized—based on business capacity
• Fund Model: Rolling loan issuance with 18 – 24-month lock-in period
• Regulatory Compliance: Structured under [appropriate jurisdiction, e.g., Reg D/Reg CF/Private Debt Fund]

⚙️ How the Loan Fund Works

1. Investor Capital Pooled – Funds collected into a secured loan pool
2. Start-Up Lending – Vetted businesses apply for and receive loans with defined repayment terms
3. Monitoring & Support – We provide financial tracking and advisory to reduce default risk
4. Investor Returns –Monthly or quarterly interest payments. Investors can sell or hold their share when their funds mature.

🛡️ Risk Mitigation Strategies

• Thorough Credit & Business Evaluation
• Collateralized or revenue-based repayment structures
• Personal guarantees or co-signers for high-risk profiles
• Diversification across industries and regions
• Reserves & default insurance options for added protection

📍 Target Impact

By 2029, our fund aims to:

• Lend $100M+ across 2,000+ Business ventures
• Achieving a portfolio-level default rate under 3%
• Deliver consistent returns to over 5,000 investors
• Support creation of 50,000+ jobs globally

🧾 Use of Loan Funds

Borrowers use loan capital for:

• Product development and market entry
• Hiring and operational expenses
• Inventory and equipment
• Sales and marketing campaigns
• Working capital and bridge funding

We ensure all loan use cases are approved, monitored, and performance tracked.

🧠 Ideal for Investors Who…

• Seek fixed-income alternatives to bonds or CDs
• Want direct exposure to the business funding marketplace
• Are impact-driven and wish to support small businesses and innovation
• Prefer low volatility returns with clear exit strategies

📬 How to Get Started

1. Review of our fund proposal
2. Complete Investor Suitability Form
3. Choose Your Investment Tier and Term
4. Receive Onboarding Confirmation & Investor Portal Access

📣 Join a New Wave of Purposeful Lending

By investing in the Start-Up Financing Loan Fund, you're doing more than earning interest, you're fueling tomorrow’s businesses, empowering founders, and supporting real economic growth.

🔐 Invest Securely Now. To Earn Steadily. Impact Meaningfully.

📞 Ready to Invest or Learn More?

• 💻 Investor Portal: Aligncf.com
• 📧 Email: info@alignchancefinancial.com
• 📞 Phone: +1-206-858-8316
• 📍 Offices: Seattle Washington