Residential and Commercial Mortgages for Foreigners
Types of programs
- Fixed loans for 30, 20, and 15 years
- Adjustable mortgages in rate for 1, 3, 5, and 7 years type of property
Types of Payments
Customers can choose between two different payments:
- Principal plus interest
- NO penalties for prepayment
- Customers can pay the entire loan or make additional payments without any penalty
- Clients can choose to close the loan under the figure of Corporation
- Limited Liability Company or Personal Title.
Types of Properties
Condominiums • Single-family • Multi-family • Townhouses • Condo-hotels • Offices/Warehouses • Luxury condominiums
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Documents Required for Pre-Approval:
- Completed Foreign National Loan Application
- Copy of Identification, Passport, and/or Driver’s License
- Resume or Curriculum Vitae (if applicable)
- Proof of Address
- Any cable, electric, or water bill under your name that shows the current address where you are living
- If Self-employed or Owner of the Company:
- Last Two (2) Years of Personal Tax Returns
- Year-to-date personal financial statement prepared by your accountant
- Last (2) Years of Business Tax Returns
- Year-to-date business financial statement prepared by your accountant (Profit & Loss)
- If Employed:
- Last Two (w) Years of Personal Tax Returns
- Last Two (2) Pay Stubs
- Name, Telephone, and Email of the person who will give information from your current job. This individual must complete a verification of employment.
- Copy of the Last Three (3) Months of Bank Statements for all accounts both inside your country and outside (if applicable) wherever assets can be sourced.
- Forms can be downloaded here.